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Lucky Money App Review – Is it a Scam? Can You Cash Out?

Welcome to my Luck Money app review!

The Google Play store is jam-packed with apps that supposedly give users a real chance to win free money.

I have reviewed similar apps such as Lucky Day, Scratch Day, and Spin Day and a few others.

Although they are all legitimate and addictive, none of them has lived up to my expectations.

Today, I decided to test one of the most popular simulated gambling apps in the World called Luck Money!

Lucky Money app combines different ways to win real cash prizes, including scratchers, lotto, egg crackers, egg crackers, and daily raffles.

What are your chances of winning? Does it pay or you will get stuck before reaching the payout?

Read my in-depth review below to find out!

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Lucky Money App Review

  • Name: Lucky Money
  • Website:
  • Strategy: Simulated gambling
  • Company: Lucky Money Studio Limited
  • Membership Eligibility: Worldwide
  • Price: Free
  • Overall Rating: 2/5

What is Lucky Money App?

Lucky Money is a sweepstakes app where you have different ways to win cash prizes, including:

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  • Scratching cards.
  • Playing the lottery game.
  • Entering raffles.
  • Cracking eggs.

The app is entirely funded by advertisers, which means it’s 100% free to play.

Different from gambling, you won’t bet your hard-earned money for a chance to win.

However, you will be forced to watch a ton of video advertisements in the process.

So, you’re actually paying with another valuable currency called time.

Luck Money app is operated by a Hong Kong-based company called Lucky Money Studio Limited, and it’s available worldwide.

Is Lucky Money App a Scam?

I believe Lucky Money is operating legally, but that doesn’t mean you will be able to cash out.

In the beginning, Lucky Money will let you win a few dollars quickly, but after a while, things may slow down considerably.

If you check the reviews on Google Play, you will see that many people get stuck before reaching the minimum payout.

It’s heartbreaking to see these reviews:

Another player said the following:

“…It’s been two weeks since I’ve gotten a penny now! I play every single day for 1-3 hours. It’s obvious the game is rigged to keep you from getting to the $10 cash-out minimum.”

It can be very frustrating to watch all those ads and realize that the app is rigged against you.

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How Does Lucky Money Work?

Installation and Registration

Lucky Money is only available for Android devices.

You can download and install it for free on the Google play store.

After the installation, you can start playing scratch cards without signing up.

However, you are encouraged to register with Facebook to ensure the safety of your account.

Cash And Tokens

Keep in mind that that you will have two different balances: The cash and the token balance.

You can withdraw your cash balance via PayPal when you reach $10.

Also, you can redeem 20,000,000 tokens for a $1 Amazon Gift card.

Playing Scratch Cards

Every day, Lucky Money offers you 40 scratch cards for a chance to win cash and token prizes.

According to the Terms of Service, computers will randomly select winners before the start of the daily promotion period.

Keep in mind that not every scratch card will have a winner.

Besides, the company doesn’t tell us the odds of winning different prizes by scratching cards.

I have seen different prizes ranging from $1 to $1000.

All you have to do is scratch the card and match 3 symbols to earn the prize.

Even if you don’t match 3 symbols, you can still earn a few cents or tokens.

Most of the time, you will get 500 – 1000 tokens.

As I mentioned, you need 20 million tokens to exchange for $1!

To give you an idea, I scratched all the cards and collected just 47,000 tokens.

At this rate, I can expect to redeem my $1 gift card after 2 and a half years!

Different from Luck Day or Scratch Day, Lucky Money app doesn’t let you choose the scratch card from a list.

You can only play one card at a time.

According to the Terms of Service, you will be required to watch a short video ad after every 3 – 4 scratch cards.

However, that’s not always the case, and sometimes you may have to watch a video to get the scratcher. Otherwise, it will be discarded.

Lucky Egg

Scratch cards also give you lucky mallets that you can use to smash golden eggs for rewards.

Each scratch card will give you 1 or 2 mallets.

When I collected 10 mallets, I broke an egg and won $0.10, 10,000 tokens and 7 Ruffle tickets.

Raffle Tickets

You can use your tokens to get entries for the hourly ($1), daily ($50), and monthly ($1,000) raffles.

I think you are much better off exchanging tokens for Raffle tickets instead of redeeming for Amazon Gift cards.

Ticket for the hourly, daily and monthly raffles cost 25,000, 20,000 and 10,000 respectively.

Lucky Money will select one winner in a random drawing from all eligible tickets.

Therefore, the odds of winning depend on the number of tickets collected on each raffle.

You can enter a maximum of 1000 ticket entry per raffle.

Daily Lotto

Another way to try your luck is to participate in the daily lottery.

Every day, players can pick 5 numbers plus one lucky number from 60 regular numbers.

If you match the 6 numbers, you will win the jackpot of $100,000. It’s also possible to win by matching 1, 2, 3, 4 and 5 numbers.

The prizes and the odds of winning are as follows:

As you can see, the chances of winning $5, $50 and 100,000 are extremely low!

No Slot Machines or Spinning Wheels!

Lucky Money used to have the lucky spin and the slot machine, but for some reason, they have removed these games.

Daily Rewards, Milestones and Leaderboard.

You can get extra tokens every day by playing Lucky Money for up to 7 consecutive days or by reaching milestones.

Also, you will get $10 if you win the contest by collecting the highest number of tokens in a day.

Pros and Cons


  • Cash out to PayPal.
  • You can exchange tokens via Amazon gift cards.
  • It’s very addictive!
  • There are different ways to win cash prizes.


  • Your chances of winning big cash prizes are close to zero.
  • There are lots of ads!
  • The more you play, the fewer tokens you will earn per scratchcard.
  • Lucky Money can delete your account for any or no reason.
  • The value of a token is abysmal.


You have to be very lucky to win any significant prize with the Luck Money app.

Also, consider yourself lucky if you manage to reach the minimum payout threshold and cash out $10.

I am saying this because many people complain about getting stuck somewhere between $8 and $9.70.

They are claiming that you can never reach $10 and get paid.

Even though the app is free, you will waste a significant amount of time watching ads.

But as you can see, there is no guarantee that you will make any money!

On the other hand, developers are making guaranteed profits from advertisers.

Honestly, I don’t think it’s fair trade!

That being said, I don’t recommend the Lucky Money app for people who are serious about making money online.

Verdict: Legit

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Final Words

Thanks for reading my Lucky Money app review. If you have any questions, feel free to leave me a comment below, and I’ll be more than happy to help! ��

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Lucky Money, Inc., Remittance Company Reviews

130 • Poor

Write a review

Write a review

Reviews 130

I love Lucky money

I love Lucky money I won $10 on it an Amazon gift card and now I have enough to get another $10 gift card

Lucky pop wont let me cash out even…

Lucky pop wont let me cash out even though I have over the 20 usd minimum amount . think it’s a con.

Im actually happy with playing this game. did have one issue trying to retrieve…

I did have one issue trying to retrieve my activation code.But emailed them and problem was delt with.
So personally I have had no issues with playing the game myself.I play daily and have received many gift cards.I am stuck at $ 9.95 though.But happy playing and getting my cards.Building and saving for christmas.��

Lucky Money App such a scam!

I like to say that I actually accumulated enough points for the $50 Paypal card and drcided to redeem it finally. I waited the whole week and up until now it still haven’t came even though it said it would take about 7 days.
I decided to go email them about this by getting their email address fron the app page only to find out the app disappeared completely. Where did the app go!? Did they really delete this when I just got enough for the paypal card out of nowhere.
This app is such a scam and glad its off the app store if it is at all cause I can’t find it anymore. It did nothiblng bylut give my hopes up and waisted my time even bothering with it! Would give it a negative 5 if I could.

I could never collet my prize. every…

I could never collet my prize. every days the cards are sold out. this is a hoax.


There should be a 0 ZERO STAR �� button
much less 1! It sucks and the same names come up EVERY TIME just like ALL other apps, the ppl who work for these
BOGUS com. bus. whatever

I cashed in £18 worth of rewards and…

I cashed in £18 worth of rewards and never received them despite emailing them twice. You will never reach $10 to cash out for paypal either. All fixed. Do not waste your time or energy with this app.

I wish I could give zero stars

I wish I could give zero stars. Lucky money is a total waste of time and scam. They never have any gift cards, only $50 Paypal gift cards which would take forever to collect tokens. But I have noticed that the closer you get to redeeming the gift cards, they disappear overnight. That happened to me with a $10 gift card. I won 400, 000 tokens and it was not added to my balance. I am stuck on $9.90 and still waiting for 10 cents to cash the $10, but I never will. I also observed that all the apps never allow you to cash out. Lucky Money is the worst app ever. At least you can get a gift card with the other apps. Lucky Money collects money from advertisers and don’t want to pay out a dime. They should be reported. TOTAL SCAM AND GARBAGE APP.

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