Bitreaiscapital.com Review Why Waste Your Money On HYIPs

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5 things you may be wasting your money on

People often talk about personal finance in terms of large money decisions, like deciding whether to buy a home or creating long-term savings goals. But over time, the little financial decisions, many of which occur on a daily basis, matter too. And it can be hard to know where to draw the line between needs, wants, and wastes.

When it comes to purchases, waste is anything that you don’t get any benefit from or use, Jennifer Faherty, a New Jersey-based certified financial planner, told Business Insider. According to Faherty, you can avoid wasteful purchases by doing the following:

  1. Figure out how much money you can allocate towards discretionary spending
  2. Make sure each purchase fits into your spending plan
  3. Ensure you need and will use each purchase
  4. Determine the value each purchase would provide you, given personal preferences and lifestyle

To help you find and fix money drains in your spending habits, here are five things Faherty says are common wastes of cash:

Latest blog news

18 December, 2020

THIS PROJECT IS SCAM ALREADY, DO NOT INVEST.

Hey guys. We hope that you had a wonderful weekend and you spent your money with either friends or family. Christmas holidays are coming so spend your money more wisely and be careful like never before. Want to ask why? Simply because big investors will take and request their money back from the programs and there is a chance to see more scammed programs. But this is just an opinion so today it’s time to send our weekly newsletter and introduce a new program that was added to Premium listing 8 days ago. Before doing so, there is a bad news. Probably one of the most promising program Chain Group has been moved to Scam listing, admin is not processing requests anymore and is not responding to our messages. As for the good news, World Mining admin is very active nowadays and is doing his best to promote the investment program to new heights, starting from now, World Mining technical and information support is available for Telegram users. Join their chat, find out about all the news of the club first. Solis admin is not sleeping too, he added Telegram chat to his program as well. Good luck to that guys and please welcome a brand new investment program that promises to change your life once and forever:

BitcMade or also known as BM has been added to Premium listing one week ago. Site legend says that BitcMade and the specialists are making high profits. They are facing a specific task: a decision has been made to expand the activities. And that means they can bring income to an even greater number of investors, whose list has been extremely limited by BitcMade until recently. Before making any deposits there, lets take a closer look to it. You need to create an account, before registering, you have to click on a I am not a robot button to prove that you are not a bot or something like that. Registration process is very simple, click on Create Account button, post there your credentials such as your full name, username, password, valid e-mail address, secret question and answer, payment gateways, agree to terms and hit the red button. This is it guys, from now, you are an official member of BitcMade program. Login to newly created account, navigate to make a deposit page, there you will find all available investment plans to start making some money. Program has four investment plans to choose from and these are: 104% – 150% after 1 day, 113% – 300% after 3 days, 200% – 2000% after 20 days, 1000% – 10000% after 50 days. We suggest you to make a deposit to the first plan only, all other plans are “Too good to be true”. The minimum amount to start an investment process is Ƀ0.002 and the maximum is Ƀ50. If somebody has Ƀ50 in his or her Blockchain account, please exchange it to real money and purchase real estate somewhere in Caribbean sea rather than spending them here. It supports all popular payment gateways such as: PerfectMoney, AdvCash, Payeer and Bitcoin. Your deposit will be created automatically after 3 confirmations in Blockchain network. Withdrawal requests are processed instantly and this is a big plus. It also has basic referral system, if you don’t want to spend your own money but want to receive some bucks, login to your member account area and grab a referral link. Place it and start promoting the program on social media platforms like Facebook, Google and Twitter or even you can write an article about them and include your referral link. The referral commission is accrued to your account balance instantly. The affiliate program uses multi level referral commission which will pay 7%-2%-1%. At this moment, program is listed and monitored by 17 well known and established monitoring programs, we checked different investment forums and there is no bad reports about them, all programs are listing it as Paying, but remember to do your own research before investing the money. If you will have any questions, feel free to contact their support team by using either ticket system, telephone number, or even visit their registered office near Dagenham Leisure Park UK, but guys, don’t waste your time on such things seriously. Premium class program must be on good hardware right? Yes exactly, BitcMade is using licensed GoldCoders script, it is also using genuine and valid SSL certificate issued by COMODO CA, it will expire in 359 days, and it is hosted on a dedicated server with DDoS protection provided by Cover DNS. Providing instant withdrawals, fast support and promotional campaigns means nothing in the HYIP industry. The main rule is to promote and put a lot of work in it. If members are supporting a program, it has all chances to survive Black December and turn to big program, but still don’t forget that all programs are High Yield Investment Programs, and program may go down or even disappear tomorrow. Good luck guys and don’t hesitate to contact us for questions.

These was all news for today guys. Please share this article if you like it and always remember that programs listed here are HYI programs and Thank You for reading our newsletter.

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7 Reasons Why Diamonds Are a Waste of Your Money

I’ve been in the diamond business for over 10 years. I’ve traveled all over the world buying and selling diamonds. I’ve passed through most of the major airports across the United States with about a million dollars worth of diamonds in a leather wallet stuffed inside my pants. I’ve bought and sold diamonds in Dubai, Mumbai, Moscow, Hong Kong, Paris, Stockholm, Tel Aviv, Madrid and Barcelona. Even today I am involved on the fringe of the diamond business, running a diamond education site helping would-be buyers.

Considering my deep personal involvement in the diamond business, my opinion might surprise you — diamonds are a terrible waste of your money.

Here are seven reasons why:

1) The most common misconception about engagement rings is that they’re some kind of ancient tradition that’s deeply embedded in human history in societies around the world. This is completely false. The idea of a diamond engagement ring is roughly a century old. Guess who invented the concept? Not surprisingly, it’s the same people who mined the diamonds — the De Beers diamond syndicate. How far did De Beers go in their quest to create demand for diamonds? Edward Jay Epstein notes in his famous investigative article:

“In its 1947 strategy plan, the advertising agency strongly emphasized a psychological approach. “We are dealing with a problem in mass psychology. We seek to . strengthen the tradition of the diamond engagement ring — to make it a psychological necessity capable of competing successfully at the retail level with utility goods and services. ” It defined as its target audience “some 70 million people 15 years and over whose opinion we hope to influence in support of our objectives.” N. W. Ayer outlined a subtle program that included arranging for lecturers to visit high schools across the country. “All of these lectures revolve around the diamond engagement ring, and are reaching thousands of girls in their assemblies, classes and informal meetings in our leading educational institutions,” the agency explained in a memorandum to De Beers.”

I have nothing against clever marketing campaigns, but this is different. It’s not like with cars, for example. You know you need a car, so the car companies compete for your attention with their ads.

In this case De Beers spent millions upon millions convincing the public that they needed to buy a product that they basically created out of thin air (thin air that they alone controlled).

2) Diamonds are not an investment — they are a retail product like any other. People explain away spending thousands of dollars on a little stone because they mistakenly believe that the diamond is a solid investment. Are there any other investment classes where the person selling you the asset makes a minimum 10 percent profit margin (usually much more)? Most people would be lucky to get half of what they paid if they tried to sell a ring the day after they bought it. Don’t fool yourself into thinking that buying a diamond is a safe place to put away money for a rainy day.

3) The diamond jewelry market is a shark tank. Even consumers that spend hours online learning about diamonds can easily get screwed by one of the many unscrupulous dealers out there (both online and bricks & mortar). There’s virtually no end to the various games dealers can play to help them eke out a higher return (and therefore giving you less value).

4) Spending a month’s (or two!) salary on something so impractical — at the exact same time you are beginning your new life together as a budding family — is a very poor financial decision. I’m not only a very experienced diamond dealer, I’m also a father of six, married for 13 years. The expenses only grow with time, they don’t get easier! Believe me, five years later, you’ll be wishing you had a spare five grand lying around.

5) Men, you don’t need to waste a ton of money to prove your manhood. If Mark Zuckerberg can forgo the diamond engagement ring, then you can too.

6) Women, you don’t need your man to waste a ton of money to prove that he loves you.

7) If your man buys you a diamond as a means to keep you quiet for another year about marriage, he probably should be dumped anyway. Find someone more grounded who is excited about building a life together with you — not someone who’s trying to continue being single while taking you along for the ride.

I have consciously left out of this list any arguments about immoral practices in the diamond business (i.e., blood diamonds, unfavorable working conditions, and child labor). The odds of buying an actual blood diamond in developed countries are extremely low. There are checks and balances in place that would make it extremely risky for a dealer to sneak something in illegally.

I don’t want to be perceived as hypocritical. If one takes a stance against poor working conditions, then I believe it should be done across the board. I don’t believe the diamond business is any more guilty than any other industry that does most of its production in poorer countries on the other side of the world.

Moral issues aside, there are enough reasons not to succumb to the greatest scam in history. If you hang around a group of diamond dealers for a day, there’s a word you’ll hear passed around quite a bit — “illusion.” As in “I lost my illusion in that diamond.” “He wouldn’t sell me the diamond at my asking price because he still has tons of illusion in that stone.” It’s diamond dealer jargon for a projection of high value onto something. When you “lose your illusion” in a diamond, it means you have succumbed to the reality that you will be selling it for less than you had hoped for. When you “have illusion” in a diamond, it means that you still believe you’re going to sell it for a great price because it’s such a knockout stone.

It’s rather amazing that the very people who buy and sell millions of dollars of diamonds a year acknowledge the ephemeral nature of their value at the same time that their lives are completely invested in them.

Ladies and Gentlemen, please take the red pill. Don’t believe in the illusion. Pass this article on to your friends. Share it, Like it, Tweet it. Lets start a new movement together.

If you find yourself not being able to fight the social pressure to get a diamond ring, it’s OK. There are many like you. It’s not a simple thing to resist. Just please do yourself a favor and speak to an expert who can help you make sure that at the very least you spend as little as possible on the illusion and still come away with something that serves its purpose.

Ira Weissman is a diamond industry veteran with a decade of experience at one of the world’s largest diamond polishers. He has traveled the world buying and selling diamonds and now dedicates his time to helping consumers make the most of their diamond buying decisions. He has been featured on Anderson Cooper, CNBC, and has been quoted by MarketWatch, The Village Voice, and BankRate. Visit Truth About Diamonds to educate yourself about diamonds.

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